What Life Insurance Pays If You Die in an Accident Before the Policy Starts

What Coverage Exists Before a Policy Starts?

Life insurance policies in Singapore can provide coverage in the event of your death caused directly and solely by an accident in Singapore. This coverage applies between the time when the insurance company receives the completed and signed application form together with full payment for the first premium and the start date of that policy.

What Are the Conditions?

The coverage is subject to specific conditions:

• The death must be caused directly and solely by an accident.
• The accident must occur in Singapore.
• The coverage period is from when the insurer receives your completed and signed application form with full first premium payment until the policy’s start date.

Understanding the Coverage Window

This provision is part of the insurance terms explained by the Life Insurance Association Singapore.